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Do Not Let Them In
Don’t panic, it is your home and you have the right to refuse entry. Lock all doors to prevent entry.
You’re not alone. You have rights we can help you and stop unnecessary action fast.
Prefer to read first? See how bailiff enforcement works or view what to do step-by-step ↓
May not be suitable in all circumstances. Fees may apply, and your credit rating may be affected.
Next:
See when bailiff action can be stopped
or
find out about affordable payment options.
Being contacted by bailiffs can feel very daunting, but you are not without rights and we are here to make sure bailiffs adhere to them.
📞 0161 527 7531
We’ll call you back, explain your rights, and help stop enforcement action.
Want to understand more first? See what to do next or read answers to common questions.
One missed payment… then suddenly letters, warnings, and “final notices” start piling up. It moves way faster than people think.
The moment you miss a deadline, your file can get passed on. No phone call, no gentle nudge — just straight to enforcement.
Fees stack. Pressure increases. And visits can start before you even realise what’s happening.
You can stop this chain if you act now. You have rights. You just need to use them before it escalates.
Provide a few brief details using our contact form or by giving us a call
We help you to decide on the best course of action.
We will call you to discuss your circumstances.
We will help you to enforce your rights and guide you through the process you have chosen.
📞 0161 527 7531
Don’t panic, it is your home and you have the right to refuse entry. Lock all doors to prevent entry.
Do not accept or sign any document that you are handed under any circumstances.
You are under no obligation to speak to a bailiff, even if they use threatening language or legal jargon.
Contact us now for assistance, if you have a bailiff at the door please call us on 0161 527 7531.
Want to know why they were stopped? See how enforcement starts or stop enforcement now ↓
Quick answers to the situations we hear every day. Need help right now? Call 0161 527 7531, we can often pause visits while we review your options. Or request bailiff help online.
We provide fast, confidential help when bailiffs contact you. We explain your rights and talk to enforcement on your behalf. We look to get you immediate Breathing Space from the bailiff and perform an initial fact find to see how best to help you. If you meet the criteria for an IVA you will be referred to our associate company Arkle Insolvency Limited for advice and information on the debt solutions available to you. IVAs are subject to eligibility and acceptance. Fees apply.
Do not let them in. Keep your doors locked, speak through the door, ask for identification and the reason for the visit, and call 0161 527 7531 for immediate advice.
For most debts, no. Bailiffs must make peaceful entry through an unlocked door. Only in rare cases — such as certain criminal fines or HMRC debts, can they get court permission to force entry.
They can take non-essential, high-value items you own, like electronics or vehicles. They cannot take essentials such as beds, cookers, clothing, or children’s belongings.
Contact us straight away. We’ll check the details, deadlines, and available options to stop visits or further enforcement before it escalates.
Yes. With your consent, we’ll contact the bailiff or enforcement company directly to verify details and request breathing space while we work on your case.
Yes. Our initial help is free and completely confidential. If you meet the criteria for an IVA you will be referred to our associate company Arkle Insolvency Limited for advice and information on the debt solutions available to you. Any costs for solutions will be explained before you proceed.
Once Breathing Space (where eligible) has ended, only a formal insolvency solution can stop further bailiff action. These include IVA, Bankruptcy and Debt Relief Order. If you meet the criteria for an IVA you will be referred to our associate company Arkle Insolvency Limited for advice and information on the debt solutions available to you to allow you to make an informed choice. IVAs are subject to eligibility and acceptance. Fees apply.
You still have rights. We can often pause visits while we review your situation and deal with the enforcement agent on your behalf.
Speaking to us won’t affect your credit file. However, defaulting on payments to your creditors along with court action and enforcement can affect your credit rating. Formal debt solutions like an IVA, Bankruptcy and DRO will all appear on your credit file for a period of 6 years.
We usually provide same-day support. Call 0161 527 7531 or message us on WhatsApp, acting quickly can often stop bailiff visits entirely.